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Why HESC

We’re dedicated to responsible lending and loan servicing that sets students up for success.

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The HESC difference

HESC is a Texas-based nonprofit providing student loan origination, servicing and support. Our focus is helping students achieve their dreams with less worry about how they’re going to pay for them.

As a nonprofit organization, HESC is motivated by putting people first:

  • We’re driven by a true commitment to help students achieve their college and career goals in a responsible way.
  • We’ve been here since 1978, offering stability in an ever-changing industry.
  • While other organizations buy and sell loans regularly, we focus on our operations – and prevent disruption to borrowers’ loan servicing experiences.
  • We help borrowers exhaust every financial aid option – from grants and scholarships to work-study programs – before exploring loans.
  • We do more than help students pay for college – we help them prepare for it, with outreach programs that foster college and career readiness through workshops, presentations and one-on-one mentoring.
  • We also offer robust financial literacy support designed to help borrowers responsibly manage loans, spending, debt, investments, savings and more.